Capital markets, restructured
Monza · Italy
Est. 2026

The infrastructure for a European market in tokenized securities

Unlayer helps issuers package real assets into compliant digital securities — and connects them to retail and professional investors across the EU.

  • 27EU member states
  • 04Asset classes covered
  • 01Compliance rail
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Manifesto
Unlayer, 2026
Capital should move at the speed of decision. We rebuild the path between an asset, a security, and an investor — without the layers that slow it down.
How it works

Three steps from balance sheet to investor.

One rail, three stages. Each stage removes friction the legacy market still charges for.

01

Securitize

We package your assets — receivables, real estate cash flows, equity, debt — into a security. We handle the full compliance layer, with the vehicle and the regulatory wrapper chosen to fit the asset, not the other way around.

FactCompliance handled end-to-end · Vehicle tailored to the asset
02

Tokenize

The security is issued on-chain as a regulated digital asset. Settlement, cap table, and transfer rules become programmatic.

FactProgrammatic settlement · Automated cap table
03

Distribute

We connect the issuance to retail and professional investors through compliant distribution channels, with KYC and eligibility checks built in.

FactRetail + professional · EU passporting
Why Unlayer

Built for the funding the system doesn't reach.

Mid-cap issuers, real assets, modern instruments. We build the market the banking syndicate doesn't.

01

Unlock capital

Direct access to retail and professional investors, not gated by a banking syndicate.

02

Make illiquid assets tradable

Securities that can be transferred, settled, and held the way modern instruments should be.

03

Remove the intermediary stack

Issuance, custody, and distribution on one rail.

Built for

Two sides of the same market.

Whether you're raising or allocating, you operate on the same compliant infrastructure.

01

For issuers

SMEs
Raising between €1m and €50m.
Asset originators
Real estate, receivables, private credit.
Funds
Seeking efficient distribution and a transferable wrapper.
02

For investors

Professional investors
Access to private markets, on-chain.
Retail investors
Through regulated distribution channels.
Treasury and family offices
Compliant exposure to tokenized real assets.
Contact

Talk to us.

We work with issuers, investors, and partners building EU-regulated digital asset infrastructure. Write us a line — we read everything.

Office
Via Ticino 30
20900 Monza, Italy